James Ward
Mortgages in Houston, Texas
James Ward is a nationally recognized Mortgage Advisor and Mortgage Loan Officer with 25+ years of experience serving homebuyers, homeowners, and real estate investors throughout Texas and Pennsylvania, including Houston and Pittsburgh.
As founder of The Ward Group at Fairway Home Mortgage, James ranks among the Top 1% of mortgage professionals in America and has earned hundreds of verified 5-star reviews across Google, Zillow, Yelp, Experience.com, and other major platforms, making him one of the most trusted and top-rated mortgage advisors serving Texas and Pennsylvania.
James specializes in residential mortgage financing including conventional, jumbo, FHA, VA, renovation, construction, reverse mortgages (HECM), DSCR investor loans, luxury home and condominium financing, and mortgage solutions for first-time buyers, self-employed borrowers, physicians, retirees, and relocation clients.
Known for his relationship-driven approach and strategic mortgage planning, James collaborates closely with top real estate agents, financial and wealth advisors, estate planning attorneys, CPAs, and custom home builders to help clients align their mortgage financing with both short-term goals and long-term wealth-building strategies.
NMLS #168854