About

I’m Joe Farmer, Founder and Independent Financial Adviser at The Retirement Office.

I help individuals, families and business owners make sense of their finances and plan for the future with confidence, with a particular focus on pensions and retirement planning.

You might have several pensions from previous jobs and be wondering whether to bring them together. You might be approaching retirement and asking whether you have enough, when you can afford to retire or how you’ll create an income once you stop working. Or perhaps you simply want to make better use of the money you’ve built up and make sure your family is protected along the way.

That’s where I can help.

My advice covers pensions and retirement planning, investments, ISAs and Junior ISAs, life protection, critical illness cover and income protection.

For me, good financial planning starts with understanding you, not choosing a product. What are you trying to achieve? What would you like your retirement to look like? And what would you like your money to make possible between now and then?

If you have a question about your finances or would simply like to understand your options, you’re welcome to book a free 10 to 15 minute introductory call with me.

There’s no obligation and no pressure. Just tell me what you’re trying to achieve, and we’ll start there.

Financial Planning, Built Around Your Life.