Jon Erickson

Senior Citizen Advisor in Nashville, Tennessee

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You’ve devoted your entire life to your family . . . . taking care of them, providing for them, being there when they need you, and always planning for the moments you share together. Planning for that moment when you will no longer be there is just as important and might be easier than you think. By purchasing Final Expense Whole Life Insurance, you can provide for your family even after you’re gone. While no amount of money will replace their loss, making this smart decision now will save them from a financial burden later during a difficult time.

On the average, families are left with $62,000 of debt from a loss love one. You deserve comfort and peace of mind knowing your loved ones will have financial protection following your death. A recent survey shows that 80% of people do not have the distribution of their estate planned (who gets what) for the end of your life. And, your final arrangements and expenses funded, all guided by a written plan with appropriate legal documents, if applicable.

Death and the costs of dying can not only be expensive but very confusing for your survivors. The average funeral cost is $8,508. Additional fees for cemetery, monument, flowers, obituaries, and related expenses can increase the cost to $14,858. Considering the average costs over the past 40 years and projecting at 5% inflation per year, by 2030 the cost would be $18,276. Few people have the resources to pay for an entire funeral. And, do not have a plan or the funding. Your survivors may have to depend on their own savings, credit cards, or even loans to cover the costs. In addition, families can make up to 130 decisions in the first 24 hours after your death. Usually, these decisions are made under great pressure and sadness. Who will pay these costs when you die? Is it fair to burden your spouse, children and even grandchildren not only with these decisions, but with your burial expenses and related as well? Or does it make sense for you to be in “control”, today, after of your death?

Please review the following “link” SMIG . . . direct access to over 40 companies for “Seniors. Visit My Website for an example of a company that specializes in Final Expense “funding”. Please review the following links before we talk.

KEY CARRIERS

AIG - FBL - GWIC - UHL

FUNDING READINGS

Guaranteed -Issue - Simplified

PLANNING READINGS

Probate - Intestacy -AHCD-DPO-LW&T-Memorial Plan

Final Expense Overview

Slide Overview

The Value of Life Insurance Made Simple (Video)

  • Work
    • Final Expense Planning/Funding