Joseph L. Moffat

In an industry that can be overshadowed with scams, shady tactics, and gotchas hidden in the fine print, Joseph Moffatt has built his reputation — and his 25+ year career — on integrity, expert insight, and total transparency.

In his nearly three decades as an insurance professional and retirement strategist, he’s built the largest health insurance agency in the US, been a highly sought-after keynote speaker, and, most importantly, worked with tens of thousands of clients to plan bright financial futures. Today, Joseph is the President and CEO of The Insurance Consulting Group, a boutique financial services business based in Tampa, Florida since 2002.

But the clearest picture of his skills and character doesn’t come from his credentials. It comes from his clients. He’s been praised for his dedication, availability, expertise, and most of all, his human approach. Because planning for retirement can be confusing and intimidating, especially for seniors who may need help understanding all their options and handling the paperwork and tech part of it. And for a generation of retirement-age people who watched the Enron and Madoff scandals unfold, trust is key when it comes to choosing a professional to advise them about their life savings.

That’s why when his clients need him, Joseph is there no matter what — at times literally working from the client’s bedside when needed. This approach to client care has made him not just a leader, but the leader in client retention and growth, holding on to the country’s number one spot for nine years’ running.

Joseph credits this uncommon level of commitment to his family. As the descendant of a secret service agent father and a war hero grandfather, going above and beyond is in his nature. His wife Zarina works alongside him in the business, and he is the proud father of three children.