Joseph Ritter stands out among insurance professionals through his personalized, client-first approach. With offices in Downingtown, PA and Milton, DE, Joseph serves clients throughout Pennsylvania, Delaware, Maryland, Florida, Arizona, and Texas through his company, Insurance You Keep.

Joseph's business philosophy centers on transparency and trust. "A lot of people don't realize that brokers like me are compensated by the insurance companies, not by my client," Joseph explains. "That means no hidden fees or surprises." This clarity helps clients feel confident that they are making informed decisions.

What truly distinguishes Joseph is his ability to simplify complex insurance concepts. He's known for asking straightforward questions like, "Would you prefer a detailed sales presentation with charts and graphs, or would you like me to make Medicare and Retirement simple and easy to understand?" This skill has proven especially valuable when helping clients navigate Medicare options through his website, www.valleyforgemedicare.com.

Insurance You Keep was established in January 2014, with a focus on providing excellent customer service while eliminating frustration and giving clients peace of mind. "When you work with me, you're under my protection," says Joseph. "That means I'll do whatever it takes to get you what you need."

April 25, 2025 marks Joseph's 20th anniversary in the industry, a milestone that coincides with his new leadership role at Valley Forge Medicare in Phoenixville. Throughout his career, Joseph has worked with trusted insurance carriers including Aetna, Humana, Transamerica, Mutual of Omaha, and Blue Cross Blue Shield, building partnerships based on trust and exceptional care.