Joseph Wilk is the CEO of United States Merchant Services an exciting new company in the electronic payment processing industry. They are the fastest growing company in that field because they are offering an exciting new dynamic whereby they offer much lower fees than their competitors. Business only pay United States Merchant Services a mere forty cents per transaction for debit card payment processing. They will only pay one-tenth of one percent for credit card payment processing. These are astonishingly low rates that make United States Merchant Services incredibly attractive to companies who need a payment processing provider that is effective, hassle-free, and low cost.