Josh Jarrett

Broad expertise in product management, sales/business development, marketing, strategic planning, growth, and driving change.

Accomplished leader and professional with strong communication skills, talent in proactively resolving problems, leading cross-functional teams, and exceeding financial goals. Experiences spanning both large and small companies comprising a variety of distribution models with extensive knowledge of direct distribution (company owned retailed stores, call center, consumer web and mobile) and complex multi-channel/brand models with an omni-channel approach to retail. This experience has resulted in a deep understanding of the key differences between various models (e.g., fixed vs. variable cost, marketing/advertising/customer acquisition, difference in price arbitrage/elasticity between distribution models and loss cost segmentation as well as non-loss cost segmentation (e.g., lifetime value and customer conversion rate).

Personal lines auto state management experience across many states with extensive expertise in the state of Florida - introducing programs and managing books for various carriers while driving profitable growth during a tumultuous period for the industry, utilizing innovative underwriting, segmentation and marketing solutions.

Developed a patent pending approach to buying/marketing auto insurance that could also be used for any other financial services product.