Josh Toles

Josh Toles is a writer and activist focusing on the issue of health care affordability and access. He has researched policies of exclusion by the health insurance industry: of refusing certain patients care and dropping others because of preexisting conditions or after having fallen ill.

Insurance giant WellPoint Inc. has agreed to pay $6 million to resolve allegations that the company improperly dropped policyholders after they got sick and needed treatment.

"Patients with health insurance have a right to expect meaningful coverage when they need it most -- when they are ill and in need of medical treatment," Trutanich said

In 2010, the federal healthcare law included a ban on rescissions for unintentional application errors and that provision went into effect that year.

Anthem Blue Cross, a unit of WellPoint, is California's largest for-profit health insurer. WellPoint denied any wrongdoing as part of the settlement.