Hi, I’m Kartik. I’m a management graduate and currently work with Paytm Payments Bank. By day I help address challenges at the intersection of banking operations, financial risk and technology.

Been a chemical engineer in a past life. Been a quiz club convener at IIM Calcutta and an editor for the literary society at VNIT Nagpur.

I also enjoy football, ornithology, dialectic, coffee and reading, especially historical fiction and natural history.