Kelcie Bertie

I work as Mortgage Loan Consultant. I deal with lending institutions, acting on the behalf of potential borrowers to get the best loan for their financial situation. Rather than work directly for a bank like loan officers, I work as independent contractor. I often develop relationships with real estate agents who might then recommend these mortgage loan consultants to their clients when they are ready to apply for a loan. I perform the same duties as a bank loan officer. These include collecting personal information in a loan application, using it to assess a borrower's credit and financial history and explaining the loan process to the applicants. I often use underwriting software to determine how much an applicant can afford to borrow and be able to pay back. Loan consultants like us deal with multiple banks in order to broker the best loan amount and interest rate for their clients.