Kelly Fest

Mortgage Loan Officer and Real Estate Investment Financing in Texas

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With over two decades of experience at the intersection of real estate & mortgage finance, I specialize in performance-based DSCR financing that prioritizes property cash flow over personal tax returns, helping real estate investors scale their portfolios. Representing NEXA Lending, I utilize a lean brokerage model to bypass traditional banking overhead, delivering superior pricing & capital structures aligned with your long-term fiscal objectives.

MY PRIMARY FOCUS IS PROVIDING NATIONWIDE FINANCING FOR:

*DSCR Loans: No-ratio options available; qualify based on property cash flow without tax returns or DTI hurdles.

*Short-Term Rentals (STR): Specialized financing using AirDNA data for Airbnb & VRBO properties. *Commercial & Multifamily: Financing for 5+ unit residential, retail, & mixed-use properties.

*The BRRRR Method: Providing the "Refinance" engine to pull capital out of renovated properties.

*1031 Exchanges: Seamlessly roll capital gains into new investment assets.

*Foreign National DSCR Loans

*Foreign Investor DSCR Loans

LET'S CONNECT:

*Investors: Submit your scenario at https://investwithkellyfest.com

*Loan Officers: Explore our model at https://kellyfest1.com/work-for-nexa

*Direct: 972-854-3270 [email protected]

Website: https://investwithkellyfest.com

LinkedIn profile: https://www.linkedin.com/in/kellyfest/

Facebook page: kellyfestmortgageloanofficer

Compliance: NEXA Mortgage LLC dba NEXA Lending | https://NEXALending.com 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212 Texas Company NMLS # 1660690 Complaint & Recover Fund Notice: https://bit.ly/3B5pAfz

  • Work
    • NEXA Lending