Hi there! I'm a lifelong startup entrepreneur and 3x financial technology patent author.

While I've bootstrapped and scaled my own businesses to millions of customers and revenue, and worked with top teams at Youtube, Paramount, and Microsoft – I've also worked for stints as a contractor to support myself and bootstrap my companies. I understand what life is like with bills and expenses that are more reliable than income.

Years ago, while in recovery from a life-altering motorcycle accident, I invented an autonomous banking system that would allow customers to design how their money flows in relation to earnings and founded Otomo to make it available online.

From time to time, I provide consulting services for startups, brands, and financial institutions.