Stephanie Lionetti

Question: What do I do if a car insurance company overpays on a claim?

My parked car was hit last week. The gentleman who hit it gave me his information, and his insurance company assessed the damage and wrote me a check to pay for its repair. When I took the car to the Toyota shop it will be repaired at, the worker analyzed the car and the report filed by the insurance agent. He said that one of the repairs was not completely necessary. If I choose not to get everything on the insurance report fixed, what do I do with the extra money? Can I keep it, or do I have to return it to the insurance company? Can I get into trouble if I do not return it in a timely fashion?

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