Ketti EskandariQajar

Question: Someone totaled my car, they don't have insurance...what's going to happen?

I was driving straight down a one way with three friends in my car when a truck full out ran a stop sign and crashed into the front driver's side (i was driving) of my car. I'm pretty sure my car is totaled now. Anyways, a few hours after the accident I started getting neck pains. They got worse over the next two days, and I ended up going to the doctor who sent me to the ER for a CT scan and I have slipped vertebrae in my neck. Now yesterday we found out that the guy's whose car it was (a friend of his was driving, he wasn't in the car) doesn't have insurance on it. So what does this mean for my medical bills? Will this make the amount I get for my car lower? Will my insurance company raise my rates if they pay? (I have full coverage on a '98 VW Jetta)

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