I am an action-oriented Chief Technology Officer with a deep focus on the banking industry, boasting over 20 years of experience in successfully delivering digital transformation projects. My expertise lies in leveraging ecosystem partners and platform strategies, particularly Open Banking and Embedded Finance, to drive tangible business outcomes.

Throughout my career, I have consistently embraced unconventional thinking and harnessed cutting-edge technologies to spearhead digital transformation initiatives for global banks. By challenging conventional norms and fostering innovative thinking, I have bridged the gap between strategic vision and practical results. I have played a pivotal role in core and digital transformation efforts for several regional banks, aligning them with industry-leading software vendors and FinTech companies.

As a CTO at IBM, I am responsible for translating banks' strategic visions for digital and core transformation into reality. I lead a global team of technical leaders and architects, harnessing the capabilities of IBM's consulting and technology offerings, along with the expertise of industry software vendors and FinTech partners.

In recent years, I have partnered closely with leading banks in the Nordic region, Australia, South Africa, and Canada, playing a pivotal role in developing their transformation strategies into actionable execution plans. By conducting meticulous analysis and evaluation, I have guided these banks to make informed decisions regarding core banking software selection and implementation. Emphasizing the importance of coexistence and seamless integration, I have created comprehensive execution roadmaps to drive successful outcomes and tangible results.

In addition to my work with banks, I have actively engaged with the global FinTech ecosystem, forging strong relationships and providing valuable insights and guidance. As a non-executive advisor to the board of fintech companies, I have played a crucial role in their strategic direction and growth. By sharing my expertise and industry knowledge, I have contributed to fostering innovation and driving the success of emerging FinTech ventures. This close collaboration with the FinTech community reflects my commitment to shaping the future of finance and supporting the growth of disruptive and transformative technologies in the industry.

I am also one of the co-hosts for the podcast Fintech Daydreaming @ www.FintechDaydreaming.com