Raymond Lavine

I served in the U.S. Amry during the war in Vietnam. I served in the 82nd Airborne Division in the U.S. and 173rd Airborne in Vietnam in various functions: Infantry and Administrative. University of Southern California - BA International Relations and MBA and MA Drucker-Ito Graduate School of Management My practice focuses on helping people to avoid financial, emotional, and physical melt-down with owning long-term care benefits. IIt is about helping people who need care giving and their family and friends to remain family and friends and not have the responsibility to be full time care givers which often times places those who are caregivers to have excessive stress, loss of their personal life, feeling alone, and often causing the caregiver to lose their good health. My other area of knowledge and focus is long term care insurance (care giving benefits) in the work place. There are advantages to the company and people who work in the company in the form of tax, discount, and underwriting concessions. Telemedicine in the work place and for individuals is a beneficial way for people to have access to a doctor consulting with them on the phone, internet, or internet/video. It allows people to have access to a physician with medical issues which may not require making an appointment, traveling to the medical facility, waiting, seeing the doctor for a few minutes, paying the deductible or co-insurance which maybe hundreds of dollars, and then returning home or to your place of work hours later.