Paul Crane Insurance Broker

A Guaranteed Issue* Hospital Indemnity Policy

Missing Major Medical Coverage?

While not a substitute for Major Medical coverage, Premier Options is available for those who are unable to qualify for or afford Major Medical insurance. The Premier and Select packages are designed to include a variety of both inpatient and outpatient benefits, including a strong surgical schedule that can be accessed either in or out of the hospital an unlimited number of times! (Subject to a dollar limit, which varies by plan) Benefits can be paid to any hospital or doctor, but for those that wish to have additional savings, Premier Options also includes access to the MultiPlan Network. MultiPlan Network provides additional cost savings from repricing when you use a MultiPlan provider. (Not available on the Bronze plan)

Do you have Major Medical Coverage but high out-of-pocket expenses and deductibles?

In today’s healthcare environment, many people are looking for ways to keep premiums affordable. While no single plan or plans are best for everyone, many are finding relief in the form of “Packaged Benefits.” Packaged Benefits include a High Deductible Major Medical plan for catastrophic protection and a custom tailored Premier Option plan that can reduce or even eliminate the out-of-pocket exposure associated with hospital confinements. This can often be accomplished with little more premium than is currently required for their Major Medical plan alone!

Guaranteed Issue for full-time employees ages 18-64

No Ineligible Medical Conditions!

No Deductibles or Coinsurance!

Use any hospital or doctor

Benefits Paid in Cash Directly to You! (Unless you assign them.)

Guaranteed Renewable until age 65, conditionally renewable until age 70

MultiPlan Network included

Pays in Addition to Any Other Insurance