What I’ve learned since I first got into the financial business back in the 1980’s, is that we live in a world that is increasingly full of myths, misconceptions, and confusion about money. But the good news is that things are actually pretty simple for anyone willing to invest just a little time to learn more about how money really works.

With the world on shaky ground when it comes to financial markets, overwhelming government debts, and skyrocketing taxes, it's a privilege for me to provide a solid and sure foundation on which people can build.

My mission is to help people avoid losing money in the Wall Street Casino, and build wealth SAFELY and SECURELY. Regardless of their financial situation, I can help anyone get on a path to financial peace of mind in retirement.

I was born and raised in the northern Minnesota community of Roseau, and it was there that I met and fell madly in love with my wife Jan. We’ve been married since 1977, and we have two children, Joanna lives in Eagan & our son Will lives in Minneapolis. We also have two grandchildren, Harrison & Ruben who are 5 & 6.