Project Manager, Software Engineer, and Web Developer in Newark, NJ
There are other ways to solve your financial track. If you mess with the future to make your current situation better, that is not a good choice.
Make sure you dedicate a particular time each month for bill paying. While you will not actually devote the full 24 hours to paying your bills, having a day specifically for it is helpful. Mark this day down on your monthly calendar and don't neglect it. Missing this day can cause a bad domino effect.