Learn how to SPEND your way to prosperity.

Simplify money management with technology.

Make adjustments to your spending so you can reach your financial goals quicker, easier, and faster.

I am an author, speaker, inventor and consultant who learned about money and how to use it properly early in life by necessity. My life's work has been sharing insights of personal money management through one-on-one consulting, keynote speeches, interactive workshops, and in my published book, "Maximizing Your Money." My latest endeavor, Liquid App, shows users on their smartphone how much money they will have at the end of each month. It's a pocket-sized financial planning tool that enables users to overcome debt, save for upcoming purchases and prepare for the future.