I am a Certified Insurance Counselor - in other words a bona fide insurance nerd. I am a a Personal Risk Manager at Henriott Group helping educate individuals on their everyday risks and how they can overcome them with cost effective solutions. So I guess you could also call me a problem solver. I am a workaholic who loves a great laugh. Sarcasm is my native language, so please don't hesitate to let me know if you need me to translate anything I post to English. I am happily married with two dogs. ~Just living the dream.