Merchant Services Direct

Based in Spokane, Washington, financial processing company Merchant Services Direct offers a number of useful products and programs to its clients. For clients with a traditional retail storefront, Merchant Services Direct (MSD) provides credit and debit card processing, check processing, and ATM services. By partnering with MSD, retailers can make the leap from cash only to debit and credit cards, which can boost business.

A common obstacle for a business' cash flow is waiting for checks to clear. However, the number of checks waiting at the bank generally decreases when debit cards become an accepted method of payment. For those customers who choose to write checks anyway, Merchant Services Direct can expedite the transaction by providing retailers with check imaging equipment, which can immediately deposit a check electronically into the retailer's bank account. Finally, for those customers who prefer to pay with cash, Merchant Services Direct supplies retailers with ATMs. An excellent source of profit for retailers, ATMs can capture not only the surcharge fee, but also the cash that is then spent in the store or business.

Merchant Services Direct also specializes in innovative financial solutions for businesses other than traditional retail storefronts. For clients who conduct business while on the go, the company offers wireless card readers and mobile processing applications for smartphones. These technologies are ideal for clients such as delivery services, taxi companies, or businesses which profit mostly at trade shows. For restaurants, the company offers its MSD-TOUCH bundle, which includes an all-in-one touch PC, specialized software, a card reader, cash drawer, and a printer. The package also incorporates sale activities, waiting lists, reservations, guest and manager paging, and more depending on the restaurant's needs. MSD-TOUCH, as well Merchant Services Direct's many other offerings, can be tailored for almost any business.