Michael Davison

24 years' experience in Retail Financial Services, 10 with IBM, 3 with PwC, 11 Lloyds Bank/Lloyds TSB.

Programmes:
- Wholesale IT Integration programme management.
- International post-merger integration.
- Retail finance technology platform selection and replacement.
- Commercial channel strategy.
Mobile banking product and service design.
Credit Risk Data Warehousing replacement.

Payments:
UK ACH strategy development.
UK Faster Payments solution leadership.
Mobile banking / payments strategy and solutions.

Business Transformation
Commercial Banking Component Business Model, Target Operating model, CRM Blueprint.
Mortgage Operational Tranformation

Thought leadership and Expertise:
Mortgage operations cost reduction.
Business Model Innovation in complex services.
Tutoring Advanced Programme Management, UK / Europe.

IBM Communities:
Business/Research relationships with
- SAID Business School, Oxford
- Judge Business School and Institute for Manufacturing, Cambridge

Specialties: Strategic Selling. Complex Programme Management. Mobile financial services. Channel strategy and integration. Business model innovation.