Michael Palacios

What’s up, I’m Michael. I’m a Banker living in New York City. I am a fan of innovation, entrepreneurship, and technology. I’m also interested in writing and travel. You can hire me with a click on the button above.

As an experienced finance professional and global strategist, I specialize in capital planning, forecasting, and financial risk management. With an MBA in Finance and Accounting from Purdue University, a Master of Accountancy from Saint Joseph’s College of Maine, and a Bachelor’s in Business Management with a minor in International Studies from St. John’s University, I bring a strong academic foundation and analytical mindset to financial strategy and decision-making.

Throughout my career, I have cultivated expertise in financial analysis, capital adequacy assessment, regulatory reporting, and risk management. My journey began at the NYC Department of Education as a Program Developer before transitioning into financial services. I have since held key roles at UBS, Lazard Asset Management, and JPMorgan Chase & Co., where I contributed to investment research, asset management, and regulatory reporting.

Currently, as Vice President of Capital Forecasting and Analysis at Citi, I lead initiatives that enhance financial planning, optimize capital management, and ensure regulatory compliance. My work involves developing robust forecasting models, streamlining financial processes, and collaborating with senior management, regulators, and cross-functional teams to drive business efficiency.

I am passionate about leveraging data analytics, process automation, and regulatory expertise to improve financial performance and risk mitigation. Whether optimizing capital forecasting, implementing financial controls, or leading transformation initiatives, I focus on delivering data-driven insights that drive growth, compliance, and operational excellence.

Beyond my corporate experience, I am committed to community leadership and mentorship. As a former Vice President of a local civic organization, I spearheaded digital communication efforts during the pandemic, reinforcing my ability to lead through change and drive impact beyond the financial sector.

I thrive in dynamic environments that require strategic thinking, problem-solving, and cross-functional collaboration. I welcome opportunities to connect with professionals who share a passion for finance, business leadership, and innovation. Let’s collaborate to drive meaningful impact in the financial industry. #MICHAELPALACIOSMBA

Areas of Expertise:
Capital Planning & Forecasting
Financial & Regulatory Reporting (SOX, CCAR, FR Y-14)
Risk & Compliance Management
Process Automation & Operational Efficiency
Data Analytics & Business Intelligence (Tableau, Power BI, Alteryx)
Stakeholder Engagement & Strategic Leadership