Michelle Labayen has been practicing Consumer Law and Bankruptcy law for fifteen (15) years. She is a member of the National Association of Consumer Bankruptcy Attorney(NACBA) National Association of Consumer Attorneys ( NACA) and a Max Gardner Bootcamp graduate.

Michelle is licensed to practice if New York and New Jersey and is aggressive with pursuing debtor’s rights in regards to the Automatic stay of the Bankruptcy Court and the

Fair Debt Collection Practice (FDCPA) and Fair Credit Reporting Act ( FCRA).

The Law Office of Michelle Labayen is also active in both social and political concerns. The firm commits to pro bono assistance through New Jersey Law Volunteers, Wounded

Warriors and is an advocate in regards to Student Loan Reform.