Michael Smith is the Data Governance Officer for Citi Groups US Consumer, Commercial and Mortgage (USCCM). Prior he was Senior Managing Consultant within IBM’s Center of Competency (CoC) on data/information governance. As a global expert he has presented and spoken on the topic. Michael enjoys the changing trends in “Big Data” brought on by the proliferation of data, social media, and technology. Has a positive "Can Do" demeanor with a leadership style consistent with getting the best from any team.