Question: If my car gets totaled by another driver, how much will I get from their insurance?
If I get in an accident and it is not my fault, will the other driver's insurance company pay for what my car would be worth in private party value? Also, would they rate it as fair, good, or excellent condition? My car is currently worth $28k in private party in good condition according to KBB, and a lot of insurance companies only cover up to $25k. Will my insurance company pay the difference and TTL for a new car? My car is fine, I'm just curious.
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