Tilly Boothe

Question: Car insurance situation.....?

one of our cars', 93 Toyota Tercel just got totalled out in a fender bender that was caused by another driver. since we only have collision insurance with AmFam on it, the other woman's company made the pay out to us (~$2K) and let us keep the car. we decided to fix the car up mechanically, and give it a bit of a face lift on the mangled front side fender, but didnt really put too much money into it. so the question is.... as we continue to drive the car, and G*d Forbid, anything similar should happen again, when we are not at fault and there's no bodily damage, just car damage, would we be able to get the other insurance company to pay for the car repairs? or will they say, well, you already had it totalled out once, we're not gotta give you $ to fix a car that not worth much... or how does this work? anyone have any experience with this? anyone here an insurance adjuster? thanks in advance

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