Hello and welcome, I am Nigel St. Hill founder of http://www.moneyandabundance.com and author of the book, Money Management Caribbean Style and several ebooks including The Easy Cash Flow System, How to Keep Your Doors Open in a Recession, Uncover Your True Potential Through Self-awareness, Creative But Practical Ways to Save money, 8 Simple Ways to Live a Healthy Abundant Lifestyle, The Complete Guide to Life Skills for Today’s Youth.

He worked with Cable & Wireless (now LIME) as their Credit Manager and had the honor of becoming the first person in the Caribbean to be qualified in Credit Management.

In the late 1990’s he conducted extensive training programmes for employees of Cable & Wireless in Barbados, Grenada, St.Lucia and St.Vincent.

He also wrote the first Standard Credit Management Procedure for Cable & Wireless Barbados.

In addition to Credit Management, he worked for a number of years in the hospitality industry as a night auditor, and was Credit Administrator for the Harris Group of Companies.

He has been a contributing columnist, having written numerous articles in the local newspapers and magazines on Change Management, Money Management and Credit Management. He also wrote articles for “In the Zone Magazine,” and “Caribbean Success University” both based in the U.S.A.

He is a certified life coach and has created a number of courses in Personal Development, Change Management, Money Management and Credit Management.