Pallav Kumar

Technology transformation executive with 20+ years of international experience leading Open Finance, API Banking, and enterprise modernization initiatives across banking, fintech, lending, and regulated financial services ecosystems. Proven history of success in delivering large-scale digital transformation programs, API-led platform modernization, embedded finance ecosystems, and cloud-native banking architectures for global financial institutions. Trusted advisor to C-suite stakeholders, with expertise in enterprise integration architecture, fintech partnerships, CTO office leadership, regulatory transformation, and scalable digital operating models — driving measurable commercial and operational outcomes