My areas of expertise are Federal Housing Administration (FHA) loans, helping first time homebuyers, and conventional financing. I am known in the industry for going the extra mile to help my clients understand the process and get the best loan possible.

I am thrilled to work for Hometown Lenders for many reasons but most importantly for the variety and flexibility of their loan programs to fit your individual needs.

I have spent over 9 years in real estate, title and mortgage financing. I am originally from Quito, Ecuador moved to America 11 years ago and have lived in Nashville, Tennessee ever since.

Being bilingual has helped me expand my knowledge to English and Spanish speaking customers to reach their financial needs. I look forward to working with you to get your mortgage goals accomplished.

CUSTOMER TESTIMONIALS

"Pamela takes pride in delivering quality service as well as giving her clients personal attention which is rare in today's business environment. She enjoys what she does and it shines through in how Pam and her team execute their services." Joseph Budd Budd, Melone & Co. Financial Consulting Group

"As a home owner and a home builder I have dealt with a number of companies in everyday business and there is a difference. Pamela makes it her number one priority to make everything as simple as can be in the process." Brian M. Shake

"Pamela's expertise is bar none!For reliability and dependability, call on Pamela Stephens" Eric Kimbro,

"You can count on her to do a good job." Kirk Yates, Owner, ProEntertainment Nashville

"Pamela is highly focused and meeting her customer needs is her highest priority. She will be able to process your documents in an efficient manner. She is easy to work with should any issues appear during the closing. I recommend her for your loan needs" Ira Weiss