Rajeew Vishvakarma

I am a banking and FinTech technology professional, author, and researcher with more than two decades of experience across digital payments, financial services, project and program management, technology governance, and digital transformation.

My work focuses on the intersection of finance, technology, and responsible innovation, with particular interests in digital payments, financial inclusion, Responsible AI, AI governance, operational resilience, and emerging financial technologies. I have authored books including Digital Payments and New Economy and Leadership in the Age of Artificial Intelligence, alongside research publications exploring AI governance, financial technology, and responsible digital transformation.

Beyond research and professional practice, I regularly write about banking, FinTech, AI, payments, governance, and the future of financial services. My objective is to connect industry experience with research and practical insights that can contribute to more inclusive, resilient, and responsibly governed digital financial ecosystems.