Ratan Kumar

CTO in Bengaluru, India

Ratan Kumar

CTO in Bengaluru, India

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A CTO with 12+ years of experience, including over 9 years in leadership roles, building scalable, SEBI compliant fintech platforms and investment systems that leverage AI tools. Led the technical growth of Zerodha AMC from zero to ₹12,000+ crore in assets under management; the platform now serves more than 300,000+ investors across India. Previously served at Smallcase as its first employee, helping scale its investment platform to support ₹10,000+ crore in transaction volume and a user base exceeding three million. Focus areas include SEBI-regulated architecture, mutual-fund technology, investment platforms, and zero-downtime infrastructure.

  • Work
    • Zerodha Asset Management PL
  • Education
    • CUSAT