Richard Walinsky

Richard "Rich" Walinsky is a business loan broker at Biz Capital LLC, where he provides small businesses with a range of financing options to support their growth and success. With expertise in small business lending and personal credit, he helps companies secure short-term and long-term loans, SBA loans, lines of credit (LOC), equipment financing, working capital, start-up funding, and merchant cash advances. He aims to match businesses with the right financial products to meet their needs.

At Biz Capital LLC, Rich is committed to offering fast, flexible funding solutions that enable businesses to access the capital they need quickly. Traditional banks can challenge small companies, often with long approval times and a high loan reject rate. He works around these challenges by providing faster funding options, with many companies receiving capital in just 48 to 72 hours. This rapid turnaround ensures business owners can continue operating and take advantage of growth opportunities without delays.

Rich’s deep knowledge of financial products allows him to customize solutions for his clients. For example, he helps businesses finance up to 100% of their equipment costs, often with no down payment required. He also works with SBA-backed loans, which offer competitive rates and terms that can be more favorable than traditional loans. For business owners needing operational funding, he offers working capital loans and provides lines of credit to give businesses flexible access to capital as needed. He ensures that each client receives the best possible terms and financing options through his extensive network of lenders.

In addition to his work with Biz Capital LLC, Rich has been a franchise consultant since 2009 with Franchise Traders. In this role, he assists potential franchisees in finding the right franchise opportunities by generating leads, qualifying prospects, and aligning them with suitable franchise groups. His success in the franchise industry earned him the Broker of the Year award in 2010 from the Franchise Brokers Association (FBA). He is also a Certified Franchise Broker (CFB) and Certified Franchise Mentor (CFM), reflecting his expertise and dedication to franchise consulting.