Allah Plato

Question: CAR Insurance in US?

I met an minor accident last days and some ho cop thought fault is mine. The estimate of other car is $ 687 and I have yet to receie one. If i ask my insurance to pay this (I hae full coverage) will my pemium increase next time even if I changes the insurance company. As it was reported by police, does it definately reflect on my CAR history - CAR FAX Report?

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