Ricardo J. Gutiérrez

Chairman of the Board and Chief Executive Officer Mr. R.J. Gutiérrez has served as CEO of Gutierrez Group since January 2009 and Chairman of the Board since May 2010. Mr. R.J. Gutiérrez is a Member of the Office of the Chairman of Gutierrez Group and served as executive manager of Gutierrez Group from 2007 through 2008, overseeing the Insurance Investments divisions. Prior to his position as CEO, Mr. R.J. Gutiérrez held a variety of investment positions at Gutierrez Group, both within the U.S. and abroad. Mr. R.J. Gutiérrez's areas of expertise include business head/administration, business operations, corporate governance, financial services, insurance industry, international, investment management, risk management, talent management and technology/systems.