I have been providing financial advice for 30 years. From 1985-2009; as a financial adviser I utilized all the products Wall Street had to offer. I bought into the Wall Street way. That all changed early 09’. In the previous nine years the stock market corrected 3 times. It drastically changed the lives of my clients who planned on retiring during that period. The fact is they didn’t retire they could no longer afford to! I lost faith in the Wall Street way. For my clients and my piece of mind I chose to find another way to help my clients dig out of this hole without future exposure to market corrections. So in late 09’ I stopped offering risky investments and focused on Safe Money solutions.For those who have saved I utilize strategies that will provide upside growth with no risk of losing money due to market corrections. At the same time the strategy puts in place lifetime income you can get now or down the road. We can guarantee what that income will be or we can leave open ended depending on performance. Clients also come to me needing wealth building strategies. Most advisers tell you spend less save more i.e. my lifestyle just reduced, no thanks! Others will tell you they will get you a higher return, usually that means higher risk, no thanks!My approach is unique, I recapture money that you are unknowingly and unnecessarily losing every year to banks, creditors, Uncle Sam (taxes) to mention a few. This equates to two losses: (1) Losing the money (2) Losing the money that money could have earned (lost opportunity cost). We work together to redirect monies back into your lifestyle money and accumulated money so you can utilize them! It’s a win/win! This wealth building strategy is also a safe money solution. Remember this; the markets tend to repeat themselves. Will you be ready? If you don't think markets repeat read my post Lucky Seven on my LinkedIn link below.