Rosa Lopez

You may not be happy with your employment situation or your income, but remember that you are making some money and that is better than no income at all.

This means that you will need to be as precise and meticulous as possible with your money is going. When attempting to calculate your expenses, always overestimate them instead of underestimate them, as it is much better to have a little bit of cash left over, you can add it to savings.

Create a direct deposit to your savings plan that the money is going straight to your emergency fund.