Ralf-Richard Ludwig

counsel, German Bar, JD, pHD executive partner Sapphire Capital Partners counsel CONGREGATIO specialized in National and International Business, Corporate, Banking and Tax law, Financial Services and Trusts former Head Counsel of a German bank, Tax Counsel for a large German Business Association, Partner in a German Law Firm, CEO of a european and an offshore bank, currently executive partner in an international closely held business partnership, founding partner of an international NGO.