Germain Pippenger

Question: Why is it assumed auto/motorcycle insurance is optional?

Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.

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