Blanca Chinnici

Question: How does life insurance work?

Me and my fiance been together for 4 years. We have a daughter together. Right now, we're both working to make ends meet. So basically, we need each other. We have rent, car payment, and tons of bills. We was talking the other day about it, that what if one of us passed away, the other one would lose everything. Our daughter is 1, so we wanted to make sure that if anything happened to one of us, our daughter would still be well taken care of and everything will be paid off so they wouldnt have to struggle. So my question here is how does life insurance work. If I was to die, does the money go directly to my family? What if I wanted part of the money to go to my parents? I just want to know some info about it and is it affordable? Thanks in advance.

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