Sandra Morse

Sandra has a great deal of experience in the real estate and mortgage profession and she now works as a Reverse Mortgage Specialist. She worked as a realtor for the first ten years of her career and then she worked as a forward mortgage originator for over 25 years. For the last 12 years she has focused exclusively on the needs of seniors and she now works as a Reverse Mortgage Specialist with FirstBank.

Sandra is passionate about the reverse mortgage product that she offers her clients. She truly believes that she can help improve the lives of her clients with reverse mortgages. She works one-on-one with each of her clients to make sure that all of their unique needs are being met. She takes the time necessary to fully educate her clients on the reverse mortgage process and walks them through it every step of the way.

A reverse mortgage is a unique tool designed for seniors who are age 62 and older. It allows qualified homeowners to access part of the equity in their homes as well as the freedom and comfort of the home they have known for so many years. Reverse mortgage borrowers are able to retain ownership of and the title to their home and they benefit from the equity have has been building in that home for years. FirstBank added its Reverse Mortgage Division in 2011 and has been helping improve the quality of life of people in retirement in 49 states.

FirstBank is a 107-year-oldFDIC insured bank. It is along-standing member of the Better Business Bureau where it holds an A+ rating. FirstBank is also a subscribing memberof the National Reverse Mortgage Lenders Association (NRMLA), and an approved

direct lender with the US Department of Housing and UrbanDevelopment (HUD).