Sean Payne

If you put this off your insurance will not cover anything that happens, you'll be sorry if there is an unpredictable act of nature that causes irreparable harm.

While you may put a lot of value in the view, if you decide to sell the home down the road your potential buyers may not. Therefore, you can buy the house with the view, but do not overpay for it.

Don't hire an appraiser who has less than five years experience or more. Do not hire the appraiser that comes recommended to you by a real estate agency recommends. You want to avoid any conflict of interest in this situation. Make sure that any appraiser you hire is state-licensed or state-certified.