Toiboid Kangaloo

Question: Fair price for my car insurance?

Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a '97), have never had a traffic ticket or accident, and have the basic coverage with a $500 deductible. Just the basics. It's $350 for 6 months. It went up from the last time I paid it. First, is that a decent price? Second, why does the insurance go up if I didn't get a ticket or accident?

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