Steve Charlton

I have been a financial services advisor for over 15 years, and what I have concluded is that debt and taxes are absolutely killing the way American's accumulate wealth, especially for their retirement. So I teach my clients their own unique math, educating them on how to become debt free for life, and in doing so accumulate wealth. I also teach each client their own unique math of their effective tax costs and how to reduce or eliminate their taxes in retirement, guaranteeing a higher cash flow at the very time they become unemployed for the rest of their lives. Alternatively, I help families and business owners look at all of their options for insurance, financial services, retirement alternatives, key man contracts and college planning. Being an independent advisor means that I work for my client and not any insurance company, guaranteeing best products and rates and giving them the service and protection that they want and deserve without the selling.