Jack Castaldi

Question: Car insurance/traffic ticket question?

I got a ticket for speeding (67 in a 50) a little over 8 months ago. I took it to court because it was a first offense and got the points down from 2 to 1. I never got anything from my insurance company, so I thought I got lucky and my rates would stay the same. About three weeks ago, we had a bad wind storm in Maryland and a tree limb fell on my jeep. I reported it the same day and the insurance is fixing. Yesterday I got a letter in the mail from my insurance saying my rates were going up from the ticket in March. Do you think that my report of the tree limb triggered them to look at my driving record and raise the rate or is it just a coincidence that this happened at the same time?

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