Tim Hall

About a lifetime ago I was in the sub-prime mortgage industry in several different capacities and rode that ship all the way down. After an early morning conference call with all the field-based account executives from across the country, where we were shown the writing on the wall and where we found ourselves unemployed at the end of the call, I decided to go into the bail-bond industry. This was something I had always been interested in but never really had the opportunity to pursue.

Bail-bondsmen are an odd lot and very distrustful of outsiders trying to break into their business so I found myself in the employ of one of the best auto-repossessors in the whole Chattanooga, Tennessee and Northwest Georgia area. Under him, I learned and honed skip-tracing and hunting skills. Skills that are easily transferrable to the bail industry. You see, hunting a car takes the same knowledge as hunting a bail-jumper.

This was something that I really threw myself into and enjoyed the feeling of success every time that I found the target car. Sometimes finding the car is as easy as driving to the address on the credit application and sometimes these cars are hidden and buried so deep that the finding of them calls on every trick and deception imaginable to uncover their location. In the end, it is rewarding to be able to deliver that asset back to the lien-holder and collect the pay for a job well done.

I did eventually break into the bail-bonding industry, completed a two year apprenticeship and opened my own company in Hamilton County, Tennessee but I will always love the repossession game and have continued to perfect these skills off and on over the past decade.

Through a series of events recently, I have been provided the opportunity to return full-time to the auto repo arena so my wife and I went through the process to form a company and start our own adventure. This blog will kind of document the birth and struggles to get things going as well as to dispel the myths of the auto repossession industry. I say myths because repossessing cars is not exactly as awkward and explosive as you see portrayed on "reality" television.

I am married with children... Erica and I have been married since 1996. We have two great kids, Brooke and Jake. They both keep us pretty busy. I do enjoy photography as it allows me to express myself and share the world as I see it. My best work is displayed on my online gallery at: ht