Todd Louis Schindler

Pulaski Bank Home Lending is a Mortgage Bank with an incredibly experienced staff offering expertise in all areas of mortgage lending. As a mortgage bank, Pulaski Bank Home Lending controls the entire loan process from the initial application all the way through the delivery of the loan into the secondary market.

We are able to ensure an accurate and faster closing process because each step occurs in-house – processing, underwriting, closing, funding, shipping and secondary marketing. Because we control the entire process, there are limited surprises for our loan officers, borrowers and banking partners.

With 20+ processors, Pulaski Bank HomeLending is set up to handle high volume while meeting top expectations for service. Nearly 70% of our closed loans each month are purchases, making us experts that Real Estate Agents, Buyers, and Sellers can count on. With our advanced processes, Pulaski Bank Home Lending can sign borrowers electronically and then generate a preliminary HUD within 48 hours of having a signed contract, tax, and property insurance information.
Pulaski Bank Home Lending has direct endorsement authority from the Federal National Mortgage Association (also known as “Fannie Mae”) as well as the Federal Housing Administration (also known as “FHA”). Additionally, Pulaski Bank Home Lending does VA (Veteran’s Administration) loans and USDA purchases and refinances, which both can go up to 100% loan-to-value.