Tom Ratigan

I HAVE BEEN ASSISTING INDIVIDUALS AND FAMILIES SINCE 1993 IN THE AREAS OF ASSET PROTECTION AND FINANCIAL MANAGEMENT AND STRATEGIES.

MY ASSOCIATES AND I HOLD INFORMATIONAL SEMINARS REGULARLY IN THE GREATER SACRAMENTO AREA. MY APPROACH IS TO FIRST EDUCATE PEOPLE ABOUT THEIR ALTERNATIVES AND THEN ASSIST THEM IN THE IMPLEMENTATION OF PROPER SOLUTIONS.

I AM LICENSED AS A REAL ESTATE BROKER.

I AM ALSO LICENSED BY THE CALIFORNIA DEPARTMENT OF INSURANCE, AND I AM A CERTIFIED ESTATE PLANNER.

NOW OFFERING LEGAL MORTGAGE RELIEF PROGRAMS FOR CALIFORNIA HOME OWNERS.

I AM A WIDOWER, AND HAVE LIVED IN SACRAMENTO SINCE 1987. SERVICES PROVIDED INCLUDE BUT ARE NOT LIMITED TO THE FOLLOWING: ESTATE PLANNING – ASSISTING IN SETTING UP TRUSTS, WILLS, AND POWERS OF ATTORNEY FOR WEALTH PROTECTION FOR THE BENEFICIARIES. INCOME ENHANCEMENT / TAX SAVINGS – LIFETIME INCOME GUARANTEES AND INVESTMENT STRATEGIES