Carlos Tomas Penaloza

PERSONAL

Born: City of Panama, Panama

U.S.Citizen

EDUCATION

GEORGETOWN UNIVERSITY, Washington, D.C. Ph.D, Economics

GEORGETOWN UNIVERSITY, Washington, D.C. M.A., Economics (Honors)

UNIVERSITY OF MARYLAND, College Park, Maryland. B.A. in Business

UNIVERSITY OF YORK, England, UK. Diploma in Finance

S&P Certified Credit Risk Analyst

Moody's Certified Credit Risk Analyst

LANGUAGES

SPANISH.- Very Fluent FRENCH.-Intermediate level ITALIAN. Intermediate level.

EMPLOYMENT

2013 - FEDERAL GOVERNMENT, Office of the Assistant Secretary for Land and Minerals Management , Washington, DC

2011-2012 PREDICTIVE TECHNOLOGIES, CFO, Scottsdale, AZ

2006-2010 MEXICO CITY GOVERNMENT, Financial Consultant

1997-2006 CENTER FOR PUBLIC POLICIES, Director of Economic Analysis

1982-1996 FINANCIAL GROUP SERFÍN (Today BANCO SANTANDER) CEO's Chief of Staff, and VP of Planning

1975-1981 FEDERAL GOVERNMENT MINISTRY OF FINANCE, Deputy Director Financial Planning

Professor of Economics and Finance at Instituto Tecnológico de México (ITAM) and

Instituto de Estudios Superiores de Monterrey (ITESM)

The Two Top Universities in Mexico.

I have published five books and 26 articles in Academic Journals.